Press release – Monday 23rd January 2023

Envelop, one of the UK’s leading packaging partners, has extended its presence in the North of England with the appointment of Ashley Bailey as business development manager (BDM) for the region.

Ashley has worked within financial services for over 7 years. She joins Envelop after spending the past 5 years as a telephony business development manager at Santander, working with a range of intermediary firms across the mortgage sector. Prior to that, she was a business banking relationship manager with the same lender.

Her new role involves strengthening existing, and forging new, specialist lending relationships to further extend Envelop’s business links in the North. She will also be tasked with building supplementary distribution channels in addition to developing and supporting intermediary partners across Envelop’s extensive lending panel.

Envelop expanded its operations with the opening of a Manchester-based intermediary support centre in 2020 and continues to grow its presence throughout the Northern regions.

The rebrand from First 4 Bridging (F4B) to Envelop took place in September 2022 to reflect the growing level of enquiries involving complex residential transactions, buy-to-let, second charge, commercial term loans and development finance.

Donna Wells, Director at Envelop, commented:

“We have ambitious growth plans and targets in place across the business, and Ashley is one of a number of important additions who will help us achieve these lofty expectations.  

“The northern regions continue to generate opportunities for an array of property professionals, with a growing number of advisers utilising the experience and expertise of packagers to tap into rising demand for specialist and alternative forms of finance.

“As such, it’s vital that we provide our introducers with a strong, dedicated support network which Ashley, alongside our Manchester-based intermediary support centre, will deliver.”


For further information please contact:

Scott Philipson, Flatcap Communications – Tel: 07786 226520;

Steve Swyny, Commercial Director at Envelop – Tel: 01784 819819

Notes to editors

About Envelop

Envelop was formerly known as First 4 Bridging (F4B). With its extensive market knowledge and close relationships with specialist lenders, Envelop is one of the UK’s leading packagers operating in the UK specialist lending market.

Envelop’s success has been founded on its reputation for speed, flexibility and service excellence. Over the past 20 years, it has built strong relationships with intermediaries such as mortgage brokers and independent financial advisers. As a result, many now consider Envelop to be an important specialist extension of their business.

Envelop offers a range of introducers – such as advisers, intermediaries, accountants, lawyers, architects, auction houses – a forensic knowledge of lender procedures which enables them to always find a solution for the client, however complex their needs.

The packager arranges solutions for:

•           Residential Finance

•           Commercial Finance

•           Development Finance

•           Specialist Buy-to-Let Mortgages

•           Homeowner Loans

•           Bridging Finance

About The Envelop Network

Originally launched as the F4B Network in February 2021 – before rebranding to The Envelop Network in September 2022 – it was created following demand from introducers who had previously benefitted from the vast expertise of its packaging partner – First 4 Bridging (now Envelop) – across the specialist lending markets.

The Envelop network continues to assemble a wide-ranging lending panel consisting of mainstream, buy-to-let, specialist, later life and short-term finance lenders, plus an array of protection and GI providers. In addition, it also offers full compliance support and a tech package consisting of features such as remote file checking, CRM system, research tools and a comprehensive PI insurance package.

The Envelop Network invests heavily in the development process and in growing with its members. It provides the perfect platform for ARs to multiply their profits whilst benefiting from enhanced security and specialist guidance, in addition to offering complete transparency from a cost perspective.