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Equity Release

Envelop excels at Equity Release. If there’s a way to help a homeowner release tax-free cash from the value of their home, then we’ll find it.

What is Equity Release?

Equity release allows homeowners aged 55 and over to release tax-free cash from the value of their home *. They can claim this money as one big lump sum or as a series of smaller lump sums, whilst the amount itself will be based on their age and how much their home is worth.

There are 2 types of Equity Release products: 

A lifetime mortgage

This is the most popular type of equity release and lets your client take a loan secured against their home whilst still owning it.

A home reversion scheme

Where the client sells all or part of their property for less than the market value – but stays in their home as a tenant.

* Your home may be repossessed if you do not keep up repayments on your mortgage or on any other loans secured on it.
Envelop Network a trading style of Brompton Asset Finance Ltd which is authorised and regulated by the Financial Conduct Authority FRN 727308,