Garden Centre Commercial Mortgage
Refinance of a trading garden centre
- Property Type: Trading garden centre with land and commercial buildings
- Location: West Country
- Valuation: £1.75 million
- Loan Amount: £1.1 million
- Loan-to-Value: 63%
- Facility Type: Commercial mortgage
- Turnaround Time: 16 working days
- Borrower Profile: Family-run business requiring urgent refinance following lender exit
Key outcome
Funding secured solely against the vacant possession bricks and mortar value — enabling the client to exit their existing facility and stabilise business operations.
Where we added real value
- Identified a lender comfortable with asset-backed security onl
- Structured the deal around specialist underwriting requirements
- Managed valuation expectations early to align with lender appetite
- Facilitated an experienced solicitor-led legal process to ensure smooth completion within tight timeframes
