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Welcome to Envelop Property Finance

About Envelop

Smart finance. Tailored for property.

At Envelop, we understand that no two property transactions are the same, and neither are the funding solutions.

With over 20 years of experience in both residential and commercial property finance, we work with brokers, introducers, and direct clients to deliver fast, flexible, and reliable funding.

Whether you’re a property investor, developer, business owner, or a broker looking for a trusted packaging partner, we’re here to help you move quickly and confidently.

What we offer:

Bridging & short-term finance
Commercial mortgages
Development finance
Buy-to-let & portfolio mortgages
Second charge & secured loans

Everything we do is built around achieving the right outcome for the client, every time.

Proudly awarded Best Bridging Broker 2025, we’re trusted by brokers and chosen by clients who need results delivered with clarity, speed and care.

At Envelop, we specialise in empowering property investors, developers, and business owners with bespoke financial solutions. Whether it’s Buy to Let, Commercial Mortgages, Bridging Finance, Development Loans, or Secured Loans, we’re here to help you unlock opportunities and achieve your goals with speed and precision.

I’m a Customer or Borrower

I’m a Broker or Introducer

We’re here to help you obtain the funding you need faster

Over the last 20 years we’ve built up an extensive panel of lenders and an expertise in providing funding solutions for a range of complex and challenging scenarios, so we can give you access to the widest range of product options available.

Envelop gives you the edge

Our close relationships with trusted lenders mean we can secure funding in days — not months. It’s about who you know, how you work, and acting fast when it counts.

Smart finance through experience and access

With long-standing relationships across a wide range of lenders, we’re able to explore funding options that may not be available through traditional routes. This allows us to support a wide variety of client scenarios — even those that don’t fit typical lending criteria.

Time-sensitive? We deliver

When high street lenders can’t keep up, we deliver fast, focused solutions — complete with a dedicated relationship manager and same-day document collection through our national courier service.

Indicative terms, typically within one hour.*

Speed matters. That’s why, once we receive your completed enquiry form, we aim to provide indicative, credit-backed terms promptly — often within the hour — helping you progress your application without delay. *Subject to eligibility, lender requirements, and receipt of full information.

One point of contact. Every step of the way.

You’ll be assigned a dedicated case manager — a fully trained underwriter who will package your case and manage it from start to finish. No chasing. No confusion. Just clear, expert support whenever you need it.

Access more options. Move faster.

With over two decades of experience and deep lender relationships, we help unlock funding in complex or time-sensitive situations — giving you access to a broad range of solutions that typical routes may miss.

Our Products

Buy to let

If you want to purchase a property for investment purposes and then rent it out, it’s time to talk to Envelop about a tailored Buy to Let mortgage.

Commercial mortgages and finance

Envelop also offer a wealth of opportunities for both first time and experienced landlords, who might want to purchase or refinance a commercial property, as part of an investment or as an owner occupier.

Bridging and short-term finance loans

There’s no time to lose with Bridging or Short-Term finance. Which is why we leverage our lender relationships to help access funds within days with a flexible, short-term loan.

Development finance

Allow Envelop to unravel the complexity of funding development, so you can kickstart projects and build from the ground up.

Secured loans and second charge mortgages

Want to access the revenue tied up in an existing property? A second charge or secured loan from Envelop could be just what is needed to open the door.

Testimonial

See what our customer's are saying

Envelop quickly understood my finance requirements and not only found a lender quickly, but explained the fees and terms simply and managed to eventually get the funds paid to me within 10 days - exceptional!

Envelop took the time to truly understand what I was after and delivered insights that turned my ideas into reality. If you're looking for a team that actually gets it and executes with precision, look no further. Their eye for detail and dedication to client satisfaction are on another level. Hats off to the team for crushing it.

Blown away by the level of service, it went well beyond what I anticipated. Every interaction with the customer support team was smooth, and they didn’t leave a single question hanging.

I needed funds to refurb a property I had recently bought at auction, so I contacted Envelop Finance and after an initial phone call, they provided a range of bridging finance options to me and explained clearly the pros and cons of each. Once the lender was chosen, the funds were received in less than two weeks - a huge thanks to the team and I'll be in touch very soon with my next 'project'!

My existing buy to let fixed rate was coming to an end and so I need to get onto a new fixed rate, plus also release some equity from my portfolio to buy a couple of new properties. Despite my concerns over higher interest rates, Envelop Finance found a really good product and actually it gave me the option to refinance and release enough funds to buy a couple of properties - Thank you Envelop!

I run two hairdressing salons that both have flats above them and I needed to remortgage them to a new lender, as I've been on a variable rate as I was concerned about two CCJs that my business had got during Covid. Envelop Finance explained that the CCJs shouldn't be an issue and they weren't, as Envelop provided numerous options for me - saving me hundreds of pounds each month.

0207 408 2305